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WebbWells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. LRC-0921. Loan-to-value ratio (LTV) The amount you owe on your loan divided by your home's original value, which is either the price you paid for it or the appraised value at closing, whichever is less. This number is always expressed as a percentage. WebbPhilip McKenney’s Post Philip McKenney Home Mortgage Consultant at Wells Fargo - NMLSR ID 617986 2mo Report this post Report Report. Back ... WebbPHILIP KINNEY is a financial advisor for Wells Fargo Advisors in the Toledo, Ohio area and can offer you a wide range of financial and investment services. Skip to main content : Find ... , VA, WA, WI Insurance licensed in the following states: AR (Lic. # 16901611), CA (Lic. # 1572950) PHILIP KINNEY: Financial Advisor: Wells ... bjj southport